* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --bg: #f4f5f7;
  --dark: #1d232c;
  --muted: #5c6470;
  --accent: #2b6cb0;
  --accent-2: #14532d;
  --card: #ffffff;
  --line: #d6dbe2;
  --warm: #fef3c7;
}

body {
  font-family: "Inter", Arial, sans-serif;
  background: var(--bg);
  color: var(--dark);
  line-height: 1.6;
}

img {
  display: block;
  width: 100%;
  height: auto;
  object-fit: cover;
}

a {
  color: var(--accent);
  text-decoration: none;
}

a:hover,
a:focus {
  text-decoration: underline;
}

header {
  background: #fff;
  border-bottom: 1px solid var(--line);
}

.top-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px 8%;
  flex-wrap: wrap;
}

.brand {
  font-weight: 700;
  letter-spacing: 0.3px;
  font-size: 1.1rem;
}

.nav-links {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
  list-style: none;
}

.ad-disclosure {
  font-size: 0.85rem;
  color: var(--muted);
  background: var(--warm);
  padding: 6px 10px;
  border-radius: 999px;
}

.hero {
  padding: 48px 8% 24px;
}

.split {
  display: flex;
  gap: 32px;
  align-items: stretch;
  justify-content: space-between;
  margin-bottom: 48px;
}

.split.reverse {
  flex-direction: row-reverse;
}

.split-content {
  flex: 1 1 52%;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.split-media {
  flex: 1 1 48%;
  background: #e5e7eb;
  border-radius: 16px;
  overflow: hidden;
  border: 1px solid var(--line);
  display: flex;
  align-items: stretch;
}

.split-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.panel {
  padding: 32px 8%;
}

.panel.bg-contrast {
  background: #ffffff;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.panel.bg-image {
  background-size: cover;
  background-position: center;
  color: #fff;
}

.bg-insight {
  background-image: url("https://images.unsplash.com/photo-1485217988980-11786ced9454?w=1400&q=80");
  background-color: #273449;
}

.bg-journey {
  background-image: url("https://images.unsplash.com/photo-1519125323398-675f0ddb6308?w=1400&q=80");
  background-color: #2f2f38;
}

.bg-contact {
  background-image: url("https://images.unsplash.com/photo-1460925895917-afdab827c52f?w=1400&q=80");
  background-color: #27303a;
}

.panel.bg-image .split-media {
  border-color: rgba(255, 255, 255, 0.4);
}

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 1px;
  font-size: 0.75rem;
  color: var(--muted);
}

.title {
  font-size: 2.2rem;
  line-height: 1.2;
}

.lead {
  font-size: 1.05rem;
  color: var(--muted);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 20px;
  background: var(--accent);
  color: #fff;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  font-weight: 600;
  text-align: center;
}

.btn.secondary {
  background: #fff;
  color: var(--accent);
  border: 1px solid var(--accent);
}

.btn.ghost {
  background: transparent;
  color: var(--dark);
  border: 1px solid var(--line);
}

.tag-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.tag {
  background: #eef2f6;
  color: var(--dark);
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 0.85rem;
}

.cards {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
}

.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 16px;
  overflow: hidden;
  flex: 1 1 240px;
  min-width: 220px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  padding-bottom: 16px;
}

.card img {
  height: 170px;
  width: 100%;
  object-fit: cover;
}

.card-body {
  padding: 0 16px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.price {
  font-weight: 700;
  color: var(--accent-2);
}

.quote {
  padding: 14px 16px;
  border-left: 3px solid var(--accent);
  background: #f8fafc;
  border-radius: 12px;
  color: var(--muted);
}

.form-section {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

form {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

label {
  font-weight: 600;
  font-size: 0.9rem;
}

input,
select,
textarea {
  padding: 10px 12px;
  border-radius: 10px;
  border: 1px solid var(--line);
  font-family: inherit;
}

.form-row {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.form-row > div {
  flex: 1 1 180px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.sticky-cta {
  position: fixed;
  bottom: 18px;
  right: 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 12px 14px;
  display: flex;
  gap: 10px;
  align-items: center;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
  z-index: 10;
}

.sticky-cta.hidden {
  display: none;
}

.footer {
  padding: 32px 8% 48px;
  background: #0f172a;
  color: #e2e8f0;
}

.footer a {
  color: #e2e8f0;
}

.footer-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 18px;
}

.footer-col {
  flex: 1 1 200px;
}

.notice {
  font-size: 0.9rem;
  color: #cbd5f5;
}

.legal-list {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.banner {
  position: fixed;
  left: 50%;
  transform: translateX(-50%);
  bottom: 24px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 16px 18px;
  display: flex;
  gap: 14px;
  align-items: center;
  max-width: 520px;
  z-index: 20;
  box-shadow: 0 18px 45px rgba(0, 0, 0, 0.12);
}

.banner.hidden {
  display: none;
}

.banner-actions {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.simple-page {
  padding: 36px 8% 48px;
}

.simple-page .split {
  margin-bottom: 32px;
}

.meta-box {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 18px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.link-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

@media (max-width: 900px) {
  .split,
  .split.reverse {
    flex-direction: column;
  }

  .sticky-cta {
    right: 12px;
    left: 12px;
    justify-content: space-between;
  }
}